MIAMI MORTGAGE BROKERS
Buying in Miami? Work with a local mortgage broker to compare lenders, understand your monthly payment, and get your application moving.
Opens our application portal.



Meet your Miami team
Brian, Eric & Manny

Based in Coconut Grove / Multiple lenders / Direct access to your broker
WHY USE A MORTGAGE BROKER?
One team. More lenders to compare.
Your broker compares options across lenders.
The Mortgage Group works with banks, credit unions, and private lenders. We compare loan options and work with lenders on your behalf.
01
Compare the costs, not just the rate
Ask us to walk through the payment, closing costs, and loan terms together so you can see what each option means for your budget.
02
Account for how you earn
Salaried, self-employed, or earning income from several sources? Tell us how you work so we can discuss the documentation and loan options.
03
Work directly with a local broker
Call Brian, Eric, or Manny directly. Our office is on South Bayshore Drive in Coconut Grove.
More about the group
MORTGAGE OPTIONS
What are you financing?
Buying a home, replacing your current mortgage, or borrowing against home equity? Start with the decision you need to make.
01 / 03
Find a loan for the home you want to buy.
Your income, down payment, and property all affect the loan options available. Here are some of the programs we can discuss.
Conventional
Financing through private lenders
FHA
Government-insured purchase loans
Non-QM
Options for nontraditional income
Jumbo
For loans above conforming limits
Also available: VA and USDA loans. Eligibility and lender requirements apply.
Start application
FROM APPLICATION TO CLOSING
What happens after you apply?
01
Build your loan file.
Apply online and share your income, assets, and purchase plans. Your broker explains which documents you’ll need.
02
Compare and submit.
Review payments and closing costs, choose a loan, and submit your file for lender review.
03
Prepare to close.
Complete the lender’s remaining requirements and confirm your final loan details and funds for closing.
Start your application
MEET YOUR BROKERS
Brian. Eric. Manny. Your Miami team.

Brian Robaina
NMLS #1587734
He found his career in mortgage lending by learning the business from the ground up. Outside work: two French bulldogs, Harley and Kong.
(786) 201-4794

Eric Zarazed
NMLS #1444430
For Eric, the families at the closing table are the reason to do this work. Outside work: his basset hound, Girly.
(786) 426-3742

Manny Pozas
NMLS #1785370
His own first home purchase showed him how much clear communication matters. Outside work: Labrador retrievers Athena and Gaia.
(786) 554-9592
Read the team’s full bios
IN OUR CLIENTS’ WORDS
The people we’ve helped home.
FROM OUR INSTAGRAM
Around the office. Across Miami.
@the.mortgage.group
BEFORE YOU APPLY
A few things to know first.
Questions about your income, down payment, or the paperwork? Call us before you start.
Read more mortgage FAQs

